Driven by excellence, focused on strategies for the longer term.

This is the crux of who we are. It is an articulation of precision in purpose, from the Firm’s beginnings to where we are today. Our collective eye is unerringly trained on tomorrow.

Deep sectoral expertise across services and industries.

Our insistence on strategic advisory exacts an in-depth understanding of and involvement with our clients’ businesses and industries. We engage not just individual businesses, but also contribute to the country’s legal and regulatory frameworks.

Personal commitment supported by experience and grit.

We commit early. We pull together internally for greater support. Every effort is sincere, every individual deeply dedicated to their task, their role, to the Firm.

Our undertakings for long-term impact are an organic extension of our purpose.

They are to employ our deep knowledge of the law beyond the business, the transaction, the deal. To use the opportunities and skills we possess, to reflect on the culture we’re creating. Individually and collectively, these are our efforts to help shape the thinking of our future generations, and arm them with strategies for true, sustainable growth.

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Amplifying intrinsic talent, sharpening skills, expanding knowledge, is vital to leading. It defines every aspect of how our firm functions and transacts. This is how we create new benchmarks and set industry standards.

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Home > Expertise > Sectors > Microfinance

Microfinance

Leading sectoral progress through legislative and regulatory reformation.

OUR
PRACTICE

AZB’s microfinance practice is well established and actively advises leading microfinance institutions organised as not–for–profits, operating in some of the most challenging areas. Our clients include multilateral investors, social impact funds, development funds, banks, PE funds, social sector investment funds and sector specialist advisors.

Members of our team have served on government–instituted committees and have contributed to several pivotal legislative and regulatory reform efforts in the sector. Our work with Indian regulators, such as the Reserve Bank of India and the Securities Exchange Board of India, notably, our recommendations to the Malegam Committee, were responsible for easing access to MFIs to avail of external commercial borrowings.

Work Highlights

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WHAT
WE DO

Our diverse experience and market standing enables engagement in the entire lifecycle of an MFI, from its inception through growth, to its IPO listing and transitioning to a bank.

Specifically, our team offers advice on regulatory issues, structuring products and investments and developing standardised documentation and systems. It also helps create appropriate structures for MFIs to raise funds and scale up. Our expertise includes securitization and sale of the asset portfolio of MFIs, equity/ debt fund raising and market access, and advising banks and financial institutions on lending to MFIs.

RECENT WORK HIGHLIGHTS